When it comes to personal finance, many of us choose to rely on established, conventional financial institutions to take care of our savings and investments. Generally, it means putting our hard-earned money into CDs and savings at a local bank. Rarely do people realize that banks actually work for the benefits of the stake holders. Since the majority of us do not have the money and experience to start up a bank or invest in bank shares, we may not get the benefits and advantages that bank shareholders get. For you who live in Massachusetts and want to have a better alternative than a conventional Massachusetts bank to help you manage your money, you can consider becoming a member of credit union.
With a credit union, once you open an account there, you can be their member and are eligible to receive all the benefits and rewards offered by the credit union. Since you own the bank, credit union service is better towards you and they will find ways to help you out. Generally, credit union also offers lower rates for credit/ loan and many other perks. However, different credit unions may have varying programs and products. Therefore, you should consider contacting an established credit union in your area and gather as much information as you can about their products and services. Workers Credit Union (WCU) in Massachusetts offers a range of products and services that make members’ life easier.
From Natural Disaster Toolkit that will help you financially prepare or recover from disaster, to mortgage and home services, and the usual financial products (checking accounts, saving accounts, CDs, auto loans, personal loans, student loans, credit cards, and many more), WCU offers the versatility of conventional banking with the friendly, personal touch of a credit union. They have member services that help you learn finances and manage your money better, investment and insurance protection plans, to member benefits and online-based services that help you pay or check your account anywhere and anytime you want. Visit WCU website and see if credit union has everything that you are looking for in a financial institution.